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Purchase
Purchasing a home is one of the biggest decisions of a lifetime.
You may be a first time homebuyer or moving up to a larger
home to accommodate your growing family. Professionally
Referred Loans can help you find a program, which fits your
individual needs.
First
Time Homebuyers
There is a common belief that you have to save money for
a down payment if you want to purchase that home you've
been dreaming of. Many people do not fall into this category
and are spending their hard-earned money on rent. As a renter
what tax advantages do you have? No matter what you credit
there is a program, which will enable you to purchase your
home NOW. With good credit there are programs that are available
to finance 107% of your home. You can even finance some
of your closing costs and not pay mortgage insurance.
Moving
Up
If you're moving up to a larger home, Referred Loans can
help you to finance your purchase. You can use the equity
in your old home for your down payment or use it for paying
bills, home improvement or what ever you want you will get
cash to send as you see fit. You can finance up to 107%
of your new purchase.
Self-Employed
There are many programs available for people who are self-employed.
If you have a lot of write-off's in your business and your
bottom line does not show much income, take advantage of
Stated Income and Stated Wage Earner income programs that
allow you to tell your lender how much you make.
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San
Diego first time home buying buyers
